In-Hand Salary Calculator India (FY 2025-26)
Calculate take-home salary from CTC. New tax regime (default) and old regime. Free, in your browser.
Salary Components
Usually auto-calculated. Override to 0 if excluded from CTC.
Monthly Take-Home
Monthly Gross
₹0
Tax / Month
₹0
PF / Month
₹0
In-Hand
₹0
Frequently Asked Questions
What's the difference between new and old tax regimes?
New regime: lower tax rates, standard deduction of ₹75,000, but no exemptions for HRA, LTA, 80C, etc. Old regime: higher rates but allows exemptions. New is default for FY 2025-26.
What is CTC?
Cost to Company is the total expense the employer bears — your gross salary plus employer PF, insurance, gratuity, etc. The actual take-home is CTC minus deductions.
Is PF automatically deducted?
Yes, 12% of basic salary goes to EPF. It's auto-calculated up to the wage ceiling of ₹15,000/month basic.
Are bonuses taxed differently?
Bonuses are added to your salary and taxed at your slab rate. There's no separate tax rate for bonuses.