Destination Dazzle
Finance

SIP Calculator India

Calculate returns on Systematic Investment Plans. Monthly SIP, expected return rate, time period. Free, in your browser.

SIP Details

Result

Total Invested

₹0

Wealth Gained

₹0

Maturity Value

₹0

Frequently Asked Questions

What is SIP?

Systematic Investment Plan is a method of investing a fixed amount in a mutual fund every month. It averages your purchase cost (rupee cost averaging) and builds discipline.

How accurate is the return estimate?

Mutual fund returns vary year to year. The 12% default reflects long-term equity fund averages. Use it as a planning tool, not a guarantee.

Is this for step-up SIP?

This is a flat SIP. For annual step-up (increasing SIP by 10% every year), the actual returns will be significantly higher.

Tax?

Equity SIPs held over 1 year are tax-free up to ₹1 lakh per year ( LTCG). Below that, gains are added to income. Debt fund taxation differs.

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